.vs{--navy:#0c1f44;--blue:#075fff;--ink:#192c4c;--muted:#5b6980;--pale:#f3f6fb;--line:#dce3ed;--white:#fff;--orange:#f4a45a;--radius:12px}
.vs,.vs *{box-sizing:border-box}
.vs{scroll-behavior:smooth;scroll-padding-top:112px}
.vs{margin:0;color:var(--ink);background:white;font-family:'DM Sans',sans-serif;font-size:16px;line-height:1.6}
.vs a{color:inherit;text-decoration:none}
.vs button{font:inherit;cursor:pointer}
.vs button,.vs a,.vs summary{-webkit-tap-highlight-color:transparent}
.vs a:focus-visible,.vs button:focus-visible,.vs summary:focus-visible{outline:3px solid var(--blue);outline-offset:5px}
.vs img{display:block;max-width:100%;object-fit:cover}
.vs h1,.vs h2,.vs h3,.vs p{margin:0}
.vs h1,.vs h2,.vs h3{color:var(--navy);line-height:1.12;letter-spacing:-.045em}
.vs h1{font-size:clamp(40px,4.4vw,68px);font-weight:550}
.vs h2{font-size:clamp(32px,3vw,44px);font-weight:550}
.vs h3{font-size:24px;font-weight:600}
.vs p{max-width:68ch}
.vs .wrap{width:min(1280px,calc(100% - 80px));margin-inline:auto}
.vs .section{padding-block:96px}
.vs .soft{background:var(--pale)}
.vs .muted{color:var(--muted)}
.vs .section-head{display:flex;justify-content:space-between;align-items:end;gap:32px;margin-bottom:40px}
.vs .section-head p{max-width:390px;color:var(--muted)}
.vs .tag{font-size:14px;display:inline-flex;align-items:center;gap:8px;margin-bottom:24px;color:var(--blue);font-weight:600}
.vs .tag:before{content:'';width:8px;height:8px;border-radius:50%;background:currentColor}
.vs .button{min-height:48px;padding:12px 24px;border:1px solid transparent;border-radius:8px;background:var(--blue);color:white;display:inline-flex;align-items:center;justify-content:center;gap:24px;font-weight:600;line-height:1.4}
.vs .button:hover{background:#034ed9}
.vs .button.light{background:white;color:var(--navy)}
.vs .button.outline{background:transparent;border-color:var(--line);color:var(--navy)}
.vs .arrow{font-size:23px;line-height:1}
.vs .text-link{min-height:44px;display:inline-flex;align-items:center;gap:16px;color:var(--blue);font-weight:600}
.vs .skip{position:fixed;left:16px;top:-100px;z-index:100;background:white;padding:16px}
.vs .skip:focus{top:16px}
.vs .site-header{position:sticky;top:0;z-index:30;background:white;border-bottom:1px solid var(--line)}
.vs .header-top{height:80px;display:flex;align-items:center;justify-content:space-between;gap:32px}
.vs .logo{font-size:30px;font-weight:700;letter-spacing:-1.5px;color:var(--navy);display:inline-flex;align-items:center;min-height:44px}
.vs .logo span{color:var(--blue)}
.vs .header-context{font-size:14px;border-left:1px solid var(--line);padding-left:24px;margin-right:auto;color:var(--muted)}
.vs .main-nav{display:flex;gap:24px;align-items:center}
.vs .main-nav>a{display:flex;align-items:center;min-height:44px;font-size:14px}
.vs .nav-toggle{display:none;background:white;color:var(--navy);border:1px solid var(--line);border-radius:8px;min-height:44px;padding:8px 16px}
.vs .category-bar{border-top:1px solid #edf0f5}
.vs .category-inner{display:flex;gap:40px}
.vs .menu-item>button{display:flex;align-items:center;gap:16px;min-height:56px;border:0;background:transparent;color:var(--navy);padding:8px 0;font-size:14px;font-weight:600}
.vs .menu-item>button[aria-expanded=true]{color:var(--blue)}
.vs .chevron{font-size:11px}
.vs .mega{position:absolute;left:0;right:0;top:100%;background:white;box-shadow:0 20px 32px #0c1f4414;border-top:1px solid var(--line);padding:32px 0 40px}
.vs .mega-inner{display:grid;grid-template-columns:240px 1fr;gap:48px}
.vs .mega-intro p{color:var(--muted);font-size:14px;margin-top:16px}
.vs .mega-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px 24px}
.vs .mega-links a{min-height:64px;padding:8px 12px;border-radius:8px}
.vs .mega-links a:hover{background:var(--pale)}
.vs .mega-links strong{display:block;font-size:15px;font-weight:600}
.vs .mega-links small{display:block;font-size:13px;color:var(--muted);line-height:1.4;margin-top:4px}
.vs [hidden]{display:none!important}
.vs .hero{background:var(--navy);color:white;overflow:hidden}
.vs .hero-grid{display:grid;grid-template-columns:1fr 1fr;min-height:592px;align-items:center;gap:64px}
.vs .hero-copy{padding:64px 0}
.vs .hero h1{color:white;max-width:590px}
.vs .hero p{color:#c5d1e4;font-size:18px;margin:24px 0 32px;max-width:440px}
.vs .hero .tag{color:#b4caff}
.vs .hero-photo{position:relative;height:100%;min-height:592px}
.vs .hero-photo>img{width:calc(100% + 160px);max-width:none;height:100%;position:absolute;object-position:56% center}
.vs .photo-note{position:absolute;bottom:40px;left:32px;background:white;border-radius:var(--radius);padding:24px 32px;color:var(--navy);box-shadow:0 8px 32px #0c1f441a}
.vs .photo-note strong{font-size:20px;font-weight:550;display:block}
.vs .photo-note span{font-size:13px;color:var(--muted)}
.vs .hero-foot{display:flex;gap:20px;margin-top:32px;font-size:13px;color:#c5d1e4}
.vs .hero-foot span:before{content:'✓';margin-right:8px;color:#b4caff}
.vs .promise-bar{border-bottom:1px solid var(--line)}
.vs .promises{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;padding-block:32px}
.vs .promise{display:flex;gap:16px;align-items:center}
.vs .symbol{width:44px;height:44px;display:grid;place-items:center;color:var(--blue);border:1px solid var(--line);border-radius:50%;flex:none}
.vs .symbol svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.5}
.vs .promise strong{font-size:14px;font-weight:600;display:block}
.vs .promise small{font-size:13px;color:var(--muted)}
.vs .areas{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:24px}
.vs .area-card{grid-column:span 2;background:white;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:border-color .2s}
.vs .area-card:nth-child(-n+2){grid-column:span 3}
.vs .area-card:hover{border-color:var(--blue)}
.vs .area-card img{height:216px;width:100%}
.vs .area-card:nth-child(-n+2) img{height:280px}
.vs .area-content{padding:24px 32px 32px}
.vs .area-title{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:12px}
.vs .area-title .arrow{color:var(--blue)}
.vs .area-content p{color:var(--muted);font-size:15px}
.vs .area-content small{display:block;margin-top:24px;color:var(--blue);font-size:13px}
.vs .popular{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
.vs .popular a{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:32px 24px;display:flex;flex-direction:column;align-items:start;gap:24px}
.vs .popular h3{font-size:21px}
.vs .popular p{color:var(--muted);font-size:14px}
.vs .popular .text-link{margin-top:auto;font-size:14px}
.vs .steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:64px;margin-top:48px}
.vs .step-number{color:var(--blue);font-size:16px;display:flex;align-items:center;gap:16px;margin-bottom:24px}
.vs .step-number:after{content:'';height:1px;background:var(--line);flex:1}
.vs .steps h3{margin-bottom:16px}
.vs .steps p{color:var(--muted);font-size:15px}
.vs .editorial{background:var(--navy);color:white;border-radius:var(--radius);display:grid;grid-template-columns:1fr 1fr;overflow:hidden}
.vs .editorial img{width:100%;height:100%;min-height:420px}
.vs .editorial-copy{padding:56px}
.vs .editorial h2{color:white}
.vs .editorial p{color:#c5d1e4;margin:24px 0 32px}
.vs .editorial .tag{color:#b4caff}
.vs .guides{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}
.vs .guide{border-top:1px solid var(--line);padding-top:24px}
.vs .guide small{font-size:13px;color:var(--muted)}
.vs .guide h3{margin:16px 0;font-size:24px}
.vs .guide p{font-size:15px;color:var(--muted)}
.vs .faq-layout{display:grid;grid-template-columns:1fr 1.5fr;gap:96px}
.vs .faq-layout>div>p{margin-top:24px;color:var(--muted)}
.vs details{border-bottom:1px solid var(--line)}
.vs summary{list-style:none;cursor:pointer;position:relative;padding:24px 40px 24px 0;font-weight:550;min-height:64px;line-height:1.5;color:var(--navy)}
.vs summary::-webkit-details-marker{display:none}
.vs summary:after{content:'+';position:absolute;right:8px;top:20px;font-size:24px;font-weight:400;color:var(--blue)}
.vs details[open] summary:after{content:'−'}
.vs details>p{padding:0 32px 24px 0;color:var(--muted);font-size:15px}
.vs .site-footer{background:var(--navy);color:#c5d1e4;padding:56px 0 24px}
.vs .footer-top{display:flex;justify-content:space-between;gap:40px;padding-bottom:40px}
.vs .site-footer .logo{color:white}
.vs .footer-top p{font-size:14px;max-width:360px;margin-top:16px}
.vs .footer-links{display:flex;gap:32px;align-items:start;flex-wrap:wrap}
.vs .footer-links a{min-height:44px;display:flex;align-items:center;font-size:14px}
.vs .footer-bottom{border-top:1px solid #ffffff26;padding-top:24px;font-size:12px;display:flex;justify-content:space-between;gap:24px}
.vs .footer-bottom p{max-width:840px}
.vs .breadcrumb{display:flex;align-items:center;gap:12px;flex-wrap:wrap;padding-block:24px;font-size:13px;color:var(--muted)}
.vs .breadcrumb a{min-height:44px;display:inline-flex;align-items:center}
.vs .subnav{display:flex;gap:32px;border-bottom:1px solid var(--line);margin-bottom:40px;flex-wrap:wrap}
.vs .subnav a{min-height:48px;display:flex;align-items:center;font-size:14px;border-bottom:2px solid transparent}
.vs .subnav a[aria-current=page]{color:var(--blue);border-bottom-color:var(--blue)}
.vs .product-hero{padding-bottom:64px}
.vs .product-title{display:grid;grid-template-columns:1.4fr 1fr;gap:80px;align-items:end;margin-bottom:40px}
.vs .product-title h1{font-size:clamp(36px,4vw,56px)}
.vs .product-title p{color:var(--muted);font-size:18px;margin-top:24px}
.vs .benefits{padding:0;margin:24px 0 0;list-style:none;display:flex;gap:24px;flex-wrap:wrap;font-size:14px}
.vs .benefits li:before{content:'✓';color:var(--blue);margin-right:8px}
.vs .calculator{width:100%;height:720px;display:block;border:1px solid #ccd7e8;border-radius:var(--radius);background:var(--pale)}
.vs .calculator-note{display:flex;justify-content:space-between;gap:24px;margin-top:16px;color:var(--muted);font-size:12px}
.vs .reading-layout{display:grid;grid-template-columns:224px minmax(0,1fr);gap:80px;align-items:start}
.vs .toc{position:sticky;top:168px;font-size:14px}
.vs .toc strong{display:block;color:var(--navy);font-size:15px;margin-bottom:16px}
.vs .toc a{min-height:44px;padding:8px 0;display:flex;align-items:center;color:var(--muted);border-left:2px solid var(--line);padding-left:16px}
.vs .toc a:hover{border-color:var(--blue);color:var(--blue)}
.vs .article-section{padding-bottom:72px;scroll-margin-top:168px}
.vs .article-section h2{font-size:36px;margin-bottom:24px}
.vs .article-section>p{color:var(--muted);margin-bottom:24px}
.vs .article-section h3{font-size:22px;margin-bottom:12px}
.vs .notice{border-radius:var(--radius);background:#eaf1ff;padding:32px;border-left:3px solid var(--blue);margin-bottom:32px}
.vs .notice p{color:var(--muted);margin-top:12px;font-size:15px}
.vs .notice.date{background:#fff8ef;border-color:var(--orange)}
.vs .cover-options{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.vs .cover-option{border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.vs .cover-option h3{font-size:20px}
.vs .cover-option .tag{font-size:12px;margin-bottom:24px}
.vs .cover-option p{font-size:14px;color:var(--muted);margin:16px 0}
.vs .cover-option small{font-size:13px;color:var(--blue)}
.vs .factors{display:grid;grid-template-columns:1fr 1fr;gap:24px 40px}
.vs .factor{border-top:1px solid var(--line);padding-top:24px}
.vs .factor p{font-size:15px;color:var(--muted)}
.vs .checklist{list-style:none;padding:0;margin:0}
.vs .checklist li{position:relative;padding:16px 0 16px 32px;border-bottom:1px solid var(--line);color:var(--muted);font-size:15px}
.vs .checklist li:before{content:'✓';position:absolute;left:0;color:var(--blue)}
.vs .checklist strong{color:var(--navy)}
.vs .article-section .steps{gap:24px;margin:24px 0 0}
.vs .article-section .steps h3{font-size:20px}
.vs .related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.vs .related a{padding:24px;background:white;border:1px solid var(--line);border-radius:var(--radius)}
.vs .related h3{font-size:22px}
.vs .related p{font-size:14px;color:var(--muted);margin:16px 0}
.vs .source-note{font-size:12px;color:var(--muted);border-top:1px solid var(--line);padding-top:24px}
.vs .source-note a{text-decoration:underline;display:inline-flex;align-items:center;min-height:44px;margin-right:16px}
.vs .topic-hero{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;margin-bottom:64px}
.vs .topic-hero img{width:100%;height:400px;border-radius:var(--radius)}
.vs .topic-hero p{font-size:18px;color:var(--muted);margin:24px 0}
.vs .topic-body{max-width:850px;margin:auto}
.vs .topic-body .benefits{display:block;margin:24px 0 48px}
.vs .topic-body .benefits li{padding:16px 0;border-bottom:1px solid var(--line)}
.vs .mobile-tarife{display:none}
.vs a,.vs button,.vs summary{min-width:44px}
.vs .topic-hero{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.vs h1,.vs h2,.vs h3{overflow-wrap:anywhere}
@media(min-width:1600px){.vs .hero-photo>img{width:calc(100% + (100vw - 1280px)/2)}}
@media(max-width:1100px){.vs .category-inner{justify-content:space-between;gap:16px}
.vs .main-nav{gap:16px}
.vs .header-context{display:none}
.vs .hero-grid{gap:32px;min-height:560px}
.vs .hero-photo{min-height:560px}
.vs .hero-foot{flex-direction:column;gap:8px}
.vs .area-content{padding:24px}
.vs .popular{grid-template-columns:repeat(2,1fr)}
.vs .reading-layout{gap:40px;grid-template-columns:176px minmax(0,1fr)}
.vs .cover-options{grid-template-columns:1fr}
.vs .cover-option{padding:24px}
.vs .cover-option .tag{margin-bottom:12px}
.vs .faq-layout{gap:48px}
.vs .product-title{gap:32px}
.vs .mega-links{grid-template-columns:1fr 1fr}
.vs .steps{gap:32px}
.vs .editorial-copy{padding:40px}}
@media(max-width:850px){.vs .wrap{width:calc(100% - 48px)}
.vs .header-top{height:72px}
.vs .main-nav>a:first-child{display:none}
.vs .category-inner{gap:12px}
.vs .menu-item>button{font-size:13px;gap:8px}
.vs .hero-grid{grid-template-columns:1fr 1fr;gap:24px}
.vs .hero h1{font-size:44px}
.vs .hero p{font-size:16px}
.vs .hero-copy{padding:48px 0}
.vs .hero-photo{min-height:552px}
.vs .photo-note{left:16px;bottom:24px;padding:16px}
.vs .photo-note strong{font-size:17px}
.vs .photo-note span{font-size:12px}
.vs .promises{gap:16px}
.vs .promise{align-items:start;gap:8px}
.vs .symbol{width:36px;height:36px}
.vs .promise small{font-size:12px}
.vs .section{padding-block:72px}
.vs .section-head{align-items:start}
.vs .section-head p{max-width:280px}
.vs .areas{gap:16px}
.vs .area-card{grid-column:span 3}
.vs .area-card:last-child{grid-column:span 6;display:grid;grid-template-columns:1fr 1fr}
.vs .area-card:nth-child(-n+2) img,.vs .area-card img{height:216px}
.vs .area-card:last-child img{height:100%;min-height:216px}
.vs .area-content{padding:24px}
.vs .area-content h3{font-size:22px}
.vs .steps{gap:24px}
.vs .steps h3{font-size:21px}
.vs .editorial-copy{padding:32px}
.vs .editorial img{min-height:400px}
.vs .guides{gap:24px}
.vs .guide h3{font-size:21px}
.vs .faq-layout{grid-template-columns:1fr;gap:32px}
.vs .footer-top{flex-direction:column}
.vs .reading-layout{grid-template-columns:1fr}
.vs .toc{position:static;border-bottom:1px solid var(--line);padding-bottom:24px;display:flex;flex-wrap:wrap;gap:8px 24px}
.vs .toc strong{width:100%;margin:0}
.vs .toc a{border:0;padding-left:0}
.vs .product-title{grid-template-columns:1fr}
.vs .product-title .button{justify-self:start}
.vs .product-title p{max-width:600px}
.vs .topic-hero{gap:32px}
.vs .topic-hero h1{font-size:40px}
.vs .mega-inner{grid-template-columns:176px 1fr;gap:32px}}
@media(max-width:600px){.vs{scroll-padding-top:88px}
.vs .wrap{width:calc(100% - 40px)}
.vs .section{padding-block:56px}
.vs h1{font-size:40px}
.vs h2{font-size:32px}
.vs .header-top{height:72px;gap:16px}
.vs .logo{font-size:27px}
.vs .main-nav{display:none}
.vs .nav-toggle{display:block}
.vs .category-bar{display:none;max-height:calc(100dvh - 72px);overflow:auto}
.vs .category-bar.mobile-open{display:block}
.vs .category-inner{display:block;padding:8px 0 24px}
.vs .menu-item>button{font-size:16px;min-height:56px;width:100%;justify-content:space-between;border-bottom:1px solid var(--line)}
.vs .mega{position:static;box-shadow:none;padding:16px 0;border:0}
.vs .mega-inner{width:100%;display:block}
.vs .mega-intro{display:none}
.vs .mega-links{grid-template-columns:1fr;gap:4px}
.vs .mega-links a{padding:12px 8px}
.vs .hero-grid{grid-template-columns:1fr;gap:0}
.vs .hero-copy{padding:40px 0}
.vs .hero h1{font-size:44px;max-width:335px}
.vs .hero p{font-size:17px;margin-block:24px}
.vs .hero .tag{margin-bottom:24px}
.vs .hero .button{width:100%}
.vs .hero-foot{flex-direction:row;flex-wrap:wrap;gap:8px 16px;margin-top:24px;font-size:12px}
.vs .hero-photo{height:320px;min-height:0;margin-inline:-20px}
.vs .hero-photo>img{width:100%;object-position:center 55%}
.vs .photo-note{left:20px;bottom:20px;padding:16px 24px}
.vs .promises{grid-template-columns:1fr;padding-block:24px;gap:16px}
.vs .promise{align-items:center;gap:16px}
.vs .promise small{font-size:13px}
.vs .section-head{display:block;margin-bottom:32px}
.vs .section-head p{margin-top:16px;max-width:none}
.vs .areas{display:flex;flex-direction:column;gap:24px}
.vs .area-card:last-child{display:block}
.vs .area-card img,.vs .area-card:nth-child(-n+2) img{height:224px}
.vs .area-card:last-child img{height:224px;min-height:0}
.vs .area-content{padding:24px}
.vs .area-content small{margin-top:16px}
.vs .popular{grid-template-columns:1fr;gap:16px}
.vs .popular a{padding:24px;gap:16px}
.vs .popular .symbol{width:44px;height:44px}
.vs .steps{grid-template-columns:1fr;gap:32px;margin-top:32px}
.vs .step-number{margin-bottom:16px}
.vs .editorial{grid-template-columns:1fr}
.vs .editorial img{min-height:0;height:264px}
.vs .editorial-copy{padding:32px 24px}
.vs .editorial p{font-size:15px}
.vs .guides{grid-template-columns:1fr;gap:32px}
.vs .guide h3{font-size:24px}
.vs .faq-layout{gap:24px}
.vs .footer-top{gap:24px}
.vs .footer-links{gap:8px 24px}
.vs .footer-bottom{flex-direction:column;gap:16px}
.vs .site-footer{padding-top:40px}
.vs .breadcrumb{gap:8px;padding-block:16px;font-size:12px}
.vs .subnav{gap:24px;margin-bottom:32px}
.vs .product-hero{padding-bottom:40px}
.vs .product-title{gap:24px;margin-bottom:32px}
.vs .product-title h1{font-size:40px}
.vs .product-title p{font-size:17px}
.vs .product-title .button{width:100%}
.vs .benefits{flex-direction:column;gap:8px}
.vs .calculator-note{flex-direction:column;gap:8px}
.vs .reading-layout{gap:32px}
.vs .toc{gap:0 20px}
.vs .toc a{font-size:13px}
.vs .article-section{padding-bottom:48px;scroll-margin-top:96px}
.vs .article-section h2{font-size:30px}
.vs .notice{padding:24px}
.vs .factors{grid-template-columns:1fr;gap:24px}
.vs .related{grid-template-columns:1fr;gap:16px}
.vs .topic-hero{grid-template-columns:1fr;gap:32px;margin-bottom:40px}
.vs .topic-hero img{height:240px}
.vs .topic-hero h1{font-size:38px;overflow-wrap:anywhere}
.vs .source-note a{display:flex}
.vs .calculator{height:720px}}
@media(max-width:600px){.vs .mobile-tarife{display:block;padding-bottom:16px}}
@media(prefers-reduced-motion:reduce){.vs{scroll-behavior:auto}
.vs,.vs *{transition:none!important}}
.vs .logo img{width:144px;height:auto;object-fit:contain}
.vs .site-footer .logo{background:white;padding:8px 16px;border-radius:8px}
.vs .group-products{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.vs .group-product{padding:32px;border:1px solid var(--line);border-radius:12px;display:flex;flex-direction:column;gap:16px}
.vs .group-product h2{font-size:28px}
.vs .group-product p{color:var(--muted)}
.vs .group-product .text-link{margin-top:auto}
.vs .group-product:last-child:nth-child(odd){grid-column:1/-1}
.vs .group-product:hover{border-color:var(--blue)}
@media(max-width:600px){.vs .logo img{width:128px}
.vs .group-products{grid-template-columns:1fr}
.vs .group-product{padding:24px}
.vs .group-product h2{font-size:25px}}
.vs .calculator.tc-rechner{display:block;width:100%;height:auto;min-height:720px;overflow:visible;border:0;aspect-ratio:auto}
.vs .tc-werbemittel{display:grid;gap:16px;justify-items:center;margin:24px 0}
.vs .tc-direkt{display:inline-flex;align-items:center;min-height:44px;padding:0 20px;border-radius:999px;background:#075fff;color:#fff;font-weight:700;text-decoration:none}
.vs .tc-banner img{display:block;max-width:100%;height:auto}
.vs .tc-banner--mobil{display:none}
@media (max-width:760px){.vs .tc-banner--breit{display:none}
.vs .tc-banner--mobil{display:block}}
.vs .header-context small{display:block;margin-top:2px;font-size:12px;color:#5b6980}
.vs .tc-hinweis{margin:0 0 12px;padding:10px 14px;border-radius:10px;background:#f3f6fb;color:#4b5a75;font-size:13px;line-height:1.5}
.vs .tc-hinweis--fuss{max-width:1280px;margin:0 auto 16px;background:none;padding:12px 20px}
.vs .tc-anzeige{display:block;font-size:11px;letter-spacing:.04em;text-transform:uppercase;color:#6b7891;margin-bottom:4px;text-align:center}
.vs{--kfz1:#0a2f78;--kfz2:#075fff;--wohnen1:#0b4a47;--wohnen2:#128a7c;--gesundheit1:#6b1836;--gesundheit2:#c03a62;--vorsorge1:#2e2166;--vorsorge2:#6a4fd1;--finanzen1:#0f4a2b;--finanzen2:#1f8a4c;--shadow:0 1px 2px #0c1f440f,0 12px 32px #0c1f4414;--shadow-lg:0 2px 4px #0c1f4414,0 24px 56px #0c1f4429}
.vs h1,.vs h2,.vs h3{letter-spacing:-.035em}
.vs h1 em,.vs h2 em{font-style:normal;color:#8fb4ff}
.vs .section{padding-block:80px}
.vs .tint{background:linear-gradient(180deg,#f3f6fb,#eef3fa)}
.vs .eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#b9cdff;margin-bottom:16px}
.vs .eyebrow.dark{color:var(--blue)}
.vs .eyebrow .ico{width:28px;height:28px;border-radius:8px;background:#ffffff26;display:grid;place-items:center}
.vs .eyebrow .ico svg{width:16px;height:16px}
.vs .ico svg,.vs .f-ico svg{fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.vs .v-head{display:flex;justify-content:space-between;align-items:end;gap:32px;margin-bottom:40px}
.vs .v-head h2{font-size:clamp(30px,3vw,44px);font-weight:700}
.vs .v-head p{max-width:420px;color:var(--muted)}
.vs .v-head.light h2{color:#fff}
.vs .button{border-radius:10px;font-weight:700;box-shadow:0 6px 16px #075fff38;transition:transform .15s,box-shadow .15s,background .15s}
.vs .button:hover{transform:translateY(-1px);box-shadow:0 10px 24px #075fff4d}
.vs .button.big{min-height:56px;font-size:17px;width:100%;gap:12px}
.vs .button.small{min-height:44px;padding:8px 18px;font-size:14px;gap:8px;box-shadow:none}
.vs .v-hero{position:relative;overflow:hidden;color:#fff;background:#0c1f44;isolation:isolate}
.vs .v-hero-bg{position:absolute;inset:0;width:100%;height:100%;object-position:72% 40%;z-index:-2}
.vs .v-hero:before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,#0c1f44f7 0%,#0c1f44e6 38%,#0c1f4480 62%,#0c1f4433 100%)}
.vs .v-hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center;min-height:640px;padding-block:64px}
.vs .v-hero h1{color:#fff;font-size:clamp(42px,4.6vw,72px);font-weight:700;line-height:1.04}
.vs .v-hero p{color:#d3def0;font-size:19px;margin:24px 0 32px;max-width:500px}
.vs .hero-checks{display:flex;flex-wrap:wrap;gap:12px}
.vs .hero-checks>span{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;background:#ffffff1a;border:1px solid #ffffff2e;font-size:14px;font-weight:600;backdrop-filter:blur(6px)}
.vs .hero-checks .ico{display:grid;width:18px;height:18px;color:#7ee2a8}
.vs .hero-checks svg{width:18px;height:18px;stroke-width:2.4}
.vs .qs{background:#fff;color:var(--ink);border-radius:20px;box-shadow:var(--shadow-lg);padding:28px;justify-self:end;width:min(100%,520px)}
.vs .qs-head{font-weight:700;color:var(--navy);font-size:18px;margin-bottom:16px}
.vs .qs-tabs{display:grid;grid-template-columns:repeat(5,1fr);gap:8px;margin-bottom:24px}
.vs .qs-tab{display:flex;flex-direction:column;align-items:center;gap:6px;padding:12px 4px;border:1px solid var(--line);border-radius:12px;background:#fff;color:var(--muted);font-size:13px;font-weight:600;min-height:76px;transition:all .15s}
.vs .qs-tab .ico svg{width:26px;height:26px}
.vs .qs-tab:hover{border-color:#9db9f5;color:var(--navy)}
.vs .qs-tab[aria-selected=true]{border-color:var(--blue);background:#eef4ff;color:var(--blue);box-shadow:inset 0 0 0 1px var(--blue)}
.vs .qs-pane h3{font-size:24px;font-weight:700}
.vs .qs-pane p{color:var(--muted);font-size:15px;margin:8px 0 16px}
.vs .qs-pane ul{list-style:none;padding:0;margin:0 0 24px;display:grid;gap:8px}
.vs .qs-pane li{font-size:15px;padding-left:28px;position:relative;color:var(--ink)}
.vs .qs-pane li:before{content:'';position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;background:#e3f6ec url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231f8a4c' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='m6 12.5 4 4 8-9'/%3E%3C/svg%3E") center/12px no-repeat}
.vs .qs-all{display:flex;justify-content:center;min-height:44px;align-items:center;margin-top:12px;font-size:14px;color:var(--blue);font-weight:600}
.vs .trust{background:#fff;border-bottom:1px solid var(--line)}
.vs .trust-row{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding-block:24px}
.vs .trust-item{display:flex;align-items:center;gap:14px}
.vs .trust-item .ico{width:44px;height:44px;border-radius:12px;background:#eef4ff;color:var(--blue);display:grid;place-items:center;flex:none}
.vs .trust-item svg{width:22px;height:22px}
.vs .trust-item strong{display:block;font-size:15px;color:var(--navy)}
.vs .trust-item small{font-size:13px;color:var(--muted)}
.vs .chips-section{padding-block:64px 72px}
.vs .chips{display:grid;grid-template-columns:repeat(8,1fr);gap:12px}
.vs .chip{display:flex;flex-direction:column;align-items:center;gap:10px;padding:18px 8px 14px;border-radius:16px;background:#fff;border:1px solid var(--line);font-size:14px;font-weight:600;color:var(--navy);text-align:center;transition:transform .15s,box-shadow .15s,border-color .15s}
.vs .chip:hover{transform:translateY(-2px);box-shadow:var(--shadow);border-color:transparent}
.vs .chip .ico{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;color:#fff}
.vs .chip .ico svg{width:26px;height:26px}
.vs .c-kfz .ico{background:linear-gradient(135deg,var(--kfz1),var(--kfz2))}
.vs .c-wohnen .ico{background:linear-gradient(135deg,var(--wohnen1),var(--wohnen2))}
.vs .c-gesundheit .ico{background:linear-gradient(135deg,var(--gesundheit1),var(--gesundheit2))}
.vs .c-vorsorge .ico{background:linear-gradient(135deg,var(--vorsorge1),var(--vorsorge2))}
.vs .c-finanzen .ico{background:linear-gradient(135deg,var(--finanzen1),var(--finanzen2))}
.vs .tiles{display:grid;grid-template-columns:repeat(6,1fr);gap:20px}
.vs .tile{grid-column:span 2;position:relative;border-radius:20px;overflow:hidden;color:#fff;min-height:340px;display:flex;align-items:end;isolation:isolate;box-shadow:var(--shadow);transition:transform .2s,box-shadow .2s}
.vs .tile:nth-child(-n+2){grid-column:span 3;min-height:380px}
.vs .tile:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}
.vs .tile>img{position:absolute;inset:0;width:100%;height:100%;z-index:-2;transition:transform .6s}
.vs .tile:hover>img{transform:scale(1.04)}
.vs .tile:after{content:'';position:absolute;inset:0;z-index:-1}
.vs .t-kfz:after{background:linear-gradient(200deg,#0a2f7826 0%,#0a2f78d9 55%,#0a2f78 100%)}
.vs .t-wohnen:after{background:linear-gradient(200deg,#0b4a4726 0%,#0b4a47d9 55%,#0b4a47 100%)}
.vs .t-gesundheit:after{background:linear-gradient(200deg,#6b183626 0%,#6b1836d9 55%,#6b1836 100%)}
.vs .t-vorsorge:after{background:linear-gradient(200deg,#2e216626 0%,#2e2166d9 55%,#2e2166 100%)}
.vs .t-finanzen:after{background:linear-gradient(200deg,#0f4a2b26 0%,#0f4a2bd9 55%,#0f4a2b 100%)}
.vs .tile-copy{padding:28px;width:100%}
.vs .tile-count{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:6px 12px;border-radius:999px;background:#ffffff26;margin-bottom:12px}
.vs .tile h3{color:#fff;font-size:30px;font-weight:800;letter-spacing:-.03em}
.vs .tile h3 a{color:#fff}
.vs .tile p{color:#ffffffd9;font-size:16px;margin:6px 0 16px}
.vs .pills{display:flex;flex-wrap:wrap;gap:8px}
.vs .pills a{display:inline-flex;align-items:center;min-height:36px;padding:6px 14px;border-radius:999px;background:#fff;color:var(--navy);font-size:13px;font-weight:600;transition:background .15s}
.vs .pills a:hover{background:#eef4ff}
.vs .tile-go{position:absolute;top:20px;right:20px;width:48px;height:48px;border-radius:50%;background:#fff;color:var(--navy);display:grid;place-items:center;font-size:22px;font-weight:700;box-shadow:0 6px 16px #0003}
.vs .dates{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.vs .date-card{border-radius:20px;padding:32px;color:#fff;display:flex;flex-direction:column;gap:8px;min-height:260px;box-shadow:var(--shadow);transition:transform .2s}
.vs .date-card:hover{transform:translateY(-3px)}
.vs .d-kfz{background:linear-gradient(135deg,var(--kfz1),var(--kfz2))}
.vs .d-vorsorge{background:linear-gradient(135deg,var(--vorsorge1),var(--vorsorge2))}
.vs .d-finanzen{background:linear-gradient(135deg,var(--finanzen1),var(--finanzen2))}
.vs .date-big{font-size:clamp(44px,4vw,60px);font-weight:800;letter-spacing:-.04em;line-height:1}
.vs .date-card strong{font-size:20px;margin-top:8px}
.vs .date-card p{color:#ffffffd9;font-size:15px}
.vs .date-link{margin-top:auto;font-weight:700;display:inline-flex;min-height:44px;align-items:end}
.vs .pops{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.vs .pop-card{background:#fff;border-radius:20px;overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}
.vs .pop-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}
.vs .pop-card img{height:168px;width:100%}
.vs .pop-body{padding:24px;display:flex;flex-direction:column;gap:12px;flex:1}
.vs .pop-area{align-self:start;font-size:12px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;padding:5px 10px;border-radius:6px}
.vs .a-kfz{background:#e6eeff;color:var(--kfz1)}
.vs .a-wohnen{background:#e2f3f0;color:var(--wohnen1)}
.vs .a-gesundheit{background:#fbe7ee;color:var(--gesundheit1)}
.vs .a-vorsorge{background:#ece8fb;color:var(--vorsorge1)}
.vs .a-finanzen{background:#e3f4ea;color:var(--finanzen1)}
.vs .pop-card h3{font-size:21px;font-weight:700}
.vs .pop-card ul{list-style:none;padding:0;margin:0 0 8px;display:grid;gap:6px}
.vs .pop-card li{font-size:14px;color:var(--muted);padding-left:22px;position:relative}
.vs .pop-card li:before{content:'✓';position:absolute;left:0;color:#1f8a4c;font-weight:800}
.vs .pop-card .button{margin-top:auto;align-self:start}
.vs .v-steps{background:radial-gradient(1200px 400px at 85% 0%,#1d4fb8 0%,transparent 60%),#0c1f44;color:#fff;padding-block:88px}
.vs .vs-row{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.vs .vs{background:#ffffff0f;border:1px solid #ffffff1f;border-radius:20px;padding:32px}
.vs .vs-n{width:56px;height:56px;border-radius:16px;background:var(--blue);display:grid;place-items:center;font-size:24px;font-weight:800;margin-bottom:24px;box-shadow:0 10px 24px #075fff66}
.vs .vs h3{color:#fff;font-size:22px;margin-bottom:10px}
.vs .vs p{color:#c5d1e4;font-size:15px}
.vs .guides-v{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.vs .guide-card{border-radius:20px;overflow:hidden;background:#fff;border:1px solid var(--line);transition:box-shadow .2s,transform .2s}
.vs .guide-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px)}
.vs .guide-card img{height:200px;width:100%}
.vs .guide-card>div{padding:24px;display:flex;flex-direction:column;gap:12px}
.vs .guide-card h3{font-size:22px;font-weight:700}
.vs .guide-card p{color:var(--muted);font-size:15px}
.vs .faq-card{background:#fff;border-radius:20px;padding:8px 32px;box-shadow:var(--shadow)}
.vs .faq-card details:last-child{border-bottom:0}
.vs .faq-layout h2{font-size:clamp(30px,3vw,44px);font-weight:700}
.vs .s-hero{position:relative;color:#fff;isolation:isolate;overflow:hidden;padding-bottom:0}
.vs .s-hero-bg{position:absolute;inset:0;width:100%;height:100%;z-index:-2;object-position:center 45%}
.vs .s-hero:after{content:'';position:absolute;inset:0;z-index:-1}
.vs .s-hero.t-kfz:after{background:linear-gradient(90deg,#0a2f78f7 0%,#0a2f78e0 45%,#0a2f7866 100%)}
.vs .s-hero.t-wohnen:after{background:linear-gradient(90deg,#0b4a47f7 0%,#0b4a47e0 45%,#0b4a4766 100%)}
.vs .s-hero.t-gesundheit:after{background:linear-gradient(90deg,#6b1836f7 0%,#6b1836e0 45%,#6b183666 100%)}
.vs .s-hero.t-vorsorge:after{background:linear-gradient(90deg,#2e2166f7 0%,#2e2166e0 45%,#2e216666 100%)}
.vs .s-hero.t-finanzen:after{background:linear-gradient(90deg,#0f4a2bf7 0%,#0f4a2be0 45%,#0f4a2b66 100%)}
.vs .s-hero .breadcrumb{color:#ffffffb3;padding-block:16px 8px}
.vs .s-hero .breadcrumb a{color:#fff}
.vs .s-hero-copy{max-width:680px;padding:24px 0 40px}
.vs .s-hero h1{color:#fff;font-size:clamp(38px,4.2vw,64px);font-weight:700;line-height:1.05}
.vs .s-hero p{color:#ffffffd9;font-size:18px;margin:20px 0 24px}
.vs .s-checks{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px}
.vs .s-checks li{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;background:#ffffff1f;border:1px solid #ffffff33;font-size:14px;font-weight:600}
.vs .s-checks .ico svg{width:16px;height:16px;stroke-width:2.6;color:#7ee2a8}
.vs .s-tabs{display:flex;gap:4px;flex-wrap:wrap;padding-bottom:112px}
.vs .s-tabs a{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:8px 16px;border-radius:999px;color:#fff;font-size:14px;font-weight:600;background:#ffffff14}
.vs .s-tabs a:hover{background:#ffffff2e}
.vs .s-tabs a[aria-current=page]{background:#fff;color:var(--navy)}
.vs .s-tabs .ico svg{width:18px;height:18px}
.vs .calc-wrap{margin-top:-88px;position:relative;z-index:2;padding-bottom:56px}
.vs .calc-card{background:#fff;border-radius:20px;box-shadow:var(--shadow-lg);padding:20px}
.vs .calc-head{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:4px 4px 20px}
.vs .calc-head>div{display:flex;align-items:center;gap:14px}
.vs .calc-head>div>.ico{width:48px;height:48px;border-radius:14px;background:var(--blue);color:#fff;display:grid;place-items:center;flex:none}
.vs .calc-head>div>.ico svg{width:24px;height:24px}
.vs .calc-head strong{display:block;font-size:19px;color:var(--navy)}
.vs .calc-head small{color:var(--muted);font-size:14px}
.vs .calc-badges{display:flex;gap:8px}
.vs .calc-badges>span{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:600;padding:6px 12px;border-radius:999px;background:#e3f4ea;color:#14532d}
.vs .calc-badges .ico svg{width:14px;height:14px;stroke-width:2.4}
.vs .calculator{border:1px solid var(--line);border-radius:14px}
.vs .calc-note{font-size:12px;color:var(--muted);margin-top:12px}
.vs .page-sub .reading-layout{padding-top:24px}
.vs .f-ico{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:#eef4ff;color:var(--blue);margin-bottom:16px}
.vs .f-ico svg{width:24px;height:24px}
.vs .v-cover .cover-option{border:0;border-radius:18px;box-shadow:var(--shadow);padding:28px;position:relative;overflow:hidden}
.vs .v-cover .cover-option:before{content:'';position:absolute;inset:0 0 auto;height:5px;background:linear-gradient(90deg,var(--kfz1),var(--kfz2))}
.vs .level{display:flex;gap:4px;margin-bottom:12px}
.vs .level i{width:28px;height:6px;border-radius:3px;background:#dce3ed}
.vs .level.l1 i:nth-child(-n+1),.vs .level.l2 i:nth-child(-n+2),.vs .level.l3 i{background:var(--blue)}
.vs .factors .factor{border:0;background:#f5f8fd;border-radius:18px;padding:28px}
.vs .tips{display:grid;grid-template-columns:1fr 1fr;gap:16px;counter-reset:t}
.vs .tips li{border:0;background:#fff;box-shadow:var(--shadow);border-radius:16px;padding:24px 24px 24px 76px;counter-increment:t}
.vs .tips li:before{content:counter(t);left:24px;top:22px;width:36px;height:36px;border-radius:10px;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:800}
.vs #checkliste .checklist{background:#f5f8fd;border-radius:18px;padding:12px 28px}
.vs #checkliste .checklist li:last-child{border-bottom:0}
.vs #checkliste .checklist li:before{color:#1f8a4c;font-weight:800}
.vs .notice{border-radius:18px;border-left:0;background:linear-gradient(135deg,#eef4ff,#e4edff)}
.vs .notice.date{background:linear-gradient(135deg,var(--kfz1),var(--kfz2));color:#fff;position:relative;padding:40px 40px 40px 240px}
.vs .notice.date h3{color:#fff}
.vs .notice.date p{color:#ffffffd9}
.vs .date-huge{position:absolute;left:40px;top:50%;transform:translateY(-50%);font-size:64px;font-weight:800;letter-spacing:-.04em;line-height:1}
.vs .toc a[href]:hover{color:var(--blue)}
.vs .related a{border:0;border-radius:18px;box-shadow:var(--shadow)}
.vs .narrow{max-width:880px}
.vs .narrow>h2{font-size:clamp(30px,3vw,40px);font-weight:700;margin-bottom:32px}
.vs .bens{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:64px}
.vs .ben{background:#fff;border-radius:18px;box-shadow:var(--shadow);padding:24px}
.vs .ben .f-ico{background:#e3f4ea;color:#1f8a4c}
.vs .ben strong{color:var(--navy);font-size:17px;line-height:1.35;display:block}
.vs .rels{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.vs .rel-card{background:#fff;border-radius:18px;box-shadow:var(--shadow);padding:28px;display:flex;flex-direction:column;gap:8px;transition:transform .2s}
.vs .rel-card:hover{transform:translateY(-3px)}
.vs .rel-card h3{font-size:21px;font-weight:700}
.vs .rel-card p{color:var(--muted);font-size:15px}
.vs .rel-card .text-link{margin-top:auto}
@media (max-width:1100px){.vs .v-hero-grid{grid-template-columns:1fr;gap:32px;min-height:0}
.vs .qs{justify-self:stretch;width:100%}
.vs .v-hero:before{background:linear-gradient(180deg,#0c1f44e6 0%,#0c1f44f2 100%)}
.vs .chips{grid-template-columns:repeat(6,1fr)}
.vs .tile,.vs .tile:nth-child(-n+2){grid-column:span 3}
.vs .tile:last-child{grid-column:span 6}
.vs .pops{grid-template-columns:repeat(2,1fr)}
.vs .trust-row{grid-template-columns:repeat(2,1fr)}}
@media (max-width:820px){.vs .dates,.vs .guides-v,.vs .vs-row,.vs .rels{grid-template-columns:1fr}
.vs .date-card{min-height:0}
.vs .bens{grid-template-columns:1fr}
.vs .tips{grid-template-columns:1fr}
.vs .notice.date{padding:32px}
.vs .date-huge{position:static;transform:none;display:block;margin-bottom:12px;font-size:52px}
.vs .v-head{flex-direction:column;align-items:start}
.vs .calc-head{flex-direction:column;align-items:start}}
@media (max-width:600px){.vs .wrap{width:calc(100% - 32px)}
.vs .section{padding-block:56px}
.vs .v-hero-grid{padding-block:40px}
.vs .v-hero p{font-size:17px}
.vs .qs{padding:20px;border-radius:16px}
.vs .qs-tabs{grid-template-columns:repeat(5,minmax(0,1fr));gap:6px}
.vs .qs-tab{min-height:68px;font-size:11px;padding:10px 2px}
.vs .qs-tab .ico svg{width:22px;height:22px}
.vs .trust-row{grid-template-columns:1fr;gap:16px}
.vs .chips{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;margin-inline:-16px;padding:4px 16px 12px;scrollbar-width:none}
.vs .chips::-webkit-scrollbar{display:none}
.vs .chip{flex:0 0 96px;scroll-snap-align:start}
.vs .tile,.vs .tile:nth-child(-n+2),.vs .tile:last-child{grid-column:span 6;min-height:340px}
.vs .pops{grid-template-columns:1fr}
.vs .faq-card{padding:4px 20px}
.vs .s-tabs{flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;margin-inline:-16px;padding-inline:16px;padding-bottom:104px}
.vs .s-tabs::-webkit-scrollbar{display:none}
.vs .s-tabs a{flex:none}
.vs .calc-card{padding:12px;border-radius:16px}
.vs .calculator{height:640px}}
.vs h1,.vs h2,.vs h3{hyphens:auto;-webkit-hyphens:auto;overflow-wrap:break-word}
.vs .calc-badges .ico{display:grid}
.vs .article-section .steps{counter-reset:s}
.vs .article-section .steps>div{background:#f5f8fd;border-radius:18px;padding:24px}
.vs .article-section .step-number{width:44px;height:44px;border-radius:12px;background:var(--blue);color:#fff;font-weight:800;justify-content:center;margin-bottom:16px}
.vs .article-section .step-number:after{display:none}
.vs #fragen details,.vs .page-sub #fragen>details{background:#fff}
.vs .page-sub #fragen{background:#fff}
.vs #wissen .notice h3{font-size:22px}
.vs .related a{display:flex;flex-direction:column}
.vs .b-hero .s-hero-copy{padding-bottom:120px}
.vs .b-list{margin-top:-104px;position:relative;z-index:2;padding-top:0}
.vs .area-topics{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.vs .area-topic{background:#fff;border-radius:20px;box-shadow:var(--shadow-lg);padding:28px;display:grid;grid-template-columns:auto 1fr;gap:20px;align-items:start;transition:transform .2s}
.vs .area-topic:hover{transform:translateY(-3px)}
.vs .at-ico .ico{width:64px;height:64px;border-radius:50%;display:grid;place-items:center;color:#fff}
.vs .at-ico .ico svg{width:30px;height:30px}
.vs .area-topic h3{font-size:22px;font-weight:700}
.vs .area-topic p{color:var(--muted);font-size:15px;margin:6px 0 12px}
.vs .area-topic ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}
.vs .area-topic li{font-size:14px;padding-left:22px;position:relative}
.vs .area-topic li:before{content:'✓';position:absolute;left:0;color:#1f8a4c;font-weight:800}
.vs .area-topic .button{grid-column:2;justify-self:start}
.vs .chips.four{grid-template-columns:repeat(4,1fr)}
@media (max-width:820px){.vs .area-topics{grid-template-columns:1fr}
.vs .chips.four{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.vs .area-topic{grid-template-columns:1fr;padding:22px}
.vs .area-topic .button{grid-column:1}
.vs .chips.four{display:grid;overflow:visible;margin:0;padding:0}
.vs .chips.four .chip{flex:none}}